How Much Money Can You Make as a Funded Trader in 2025?
With the explosive growth of prop trading firms and funded trader programs, more traders are asking: how much money can I actually make as a funded trader? In this article, we break down the earning potential, variables that affect your income, and how to realistically scale your funded trading journey in 2025.
What Determines Your Earnings as a Funded Trader?
Funded trading is performance-based. Your income depends on:
- Account size
- Profit split ratio
- Trading frequency and consistency
- Market volatility and strategy edge
- Firm-specific rules (e.g., drawdown limits, lot size caps)
Let’s look at these factors more closely.
- Account Size Matters
Most funded programs offer account sizes from $10,000 to over $500,000. Bigger accounts enable more profit potential, but they also come with stricter rules.
- A $50,000 account with a 10% monthly return = $5,000 profit
- A $200,000 account with the same return = $20,000 profit
- Profit Split Ratios
Each firm pays traders a share of their profits. Common splits:
- 80/20 (you keep 80%) – e.g., FTMO, The Funded Trader
- 90/10 (you keep 90%) – often after scaling milestones
If you generate $10,000 in profits on an 80/20 plan, you earn $8,000.
- Realistic Monthly Earnings
Let’s break down some typical monthly income scenarios:
- Beginner trader on $25,000 with 5% profit = $1,250 gross → $1,000 net (80/20)
- Experienced trader on $100,000 with 10% profit = $10,000 gross → $8,000 net
- Elite trader on $500,000 with 15% = $75,000 gross → $67,500 net (90/10)
Most full-time funded traders make $3,000–$20,000/month, depending on consistency, account size, and risk tolerance.
- Scaling Plans Multiply Earnings
Top firms reward consistent performance with bigger accounts. Some let you scale up to $2 million+ over time.
Example: Starting with $50k, you reach $200k in 6 months via scaling milestones. A 10% monthly profit now earns you $16,000 instead of $4,000.
- Getting Certified Boosts Your Earning Potential
Certified traders pass evaluations faster, manage risk better, and earn the trust of top-tier firms.
The CFT: Certified Funded Trader Certificate (CFT) by FundedTrader.Ai is a $250 investment that teaches:
- AI-based strategy design
- Risk management mastery
- Market structure analysis
- Trade journaling & psychology
Certified traders are 25% more likely to pass funding challenges and access larger accounts sooner.
Final Thoughts: How Much Can You Make?
Your earnings as a funded trader depend on your skill, discipline, and growth mindset. Start with modest goals, refine your edge, and scale up.
Whether you’re aiming for $3k/month side income or full-time $15k+ earnings, funded trading makes it possible—without risking your own capital.
Want to increase your earning potential? Get certified today with the CFT Certificate from FundedTrader.Ai